How this policy applies in India
We apply this policy to account creation, login, wallet activity, support messages, and any verification step that local law asks us to perform. Where local law permits access, we collect only the records needed to run the account, confirm the transaction trail, answer your request, and
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meet retention duties. If a rule in your state or country asks for extra notice, we follow that rule first. When you add UPI, Paytm, PhonePe, or Google Pay, the log may include the payment route, status, and time stamp so we can match the record
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if you ask about it later. We do not use these records to make unrelated claims about you, and we keep them only for the period required for support, audit, fraud checks, or legal storage. After that period ends, the data is archived or removed according
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to the rule that applies.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.